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Success on flood insurance “Call to Action”

Posted by Taylor Thompson in Uncategorized | 0 comments

Congratulations and thanks for your participation. The “Call to Action” worked. Association members rose to the occasion and sent messages to their members of Congress about the government’s National Flood Insurance Program (NFIP). This past Thursday, the U.S. Senate voted to approve an extension of the NFIP. The House of Representatives passed the legislation on Friday and then President Trump signed the bill into law. This legislation ensures that the NFIP will not lapse on Sept. 30, and will be extended until Dec. 8, 2017. While NFIP isn’t a household name, it’s often the only flood insurance available in a given market. That’s important, because if a property is in a 100-year floodplain, lenders will typically require flood insurance as part of the mortgage approval process. The NFIP isn’t just an issue for waterfront homes or homes in the direct path of hurricanes. Flooding can occur as a result of storm surge, severe rain or even snow melt. Many homeowners in San DiegoCounty who live near large storm drains or drainage channels are required to have flood insurance. Both the National Association of REALTORS® (NAR) and the California Association of REALTORS® encouraged our Association members to take action. After all, if flood insurance isn’t available, then we would be the ones forced to inform our clients that their dream home is off the table until the NFIP is extended. And, consumers deserve better. According to NAR President William Brown, if the NFIP would have expired, then home buying activity would have ground to a halt with as many as 40,000 lost of interrupted sales each month. Brown said expiration would have dealt significant damage to property owners, as well as to the business of real estate. NAR said reauthorization of the NFIP will help over 5 million homeowners in 22,000 communities around the country. NAR worked closely this year with the House Financial Services Committee to craft the renewal legislation. The bill will allow insured property to be grandfathered so that a buyer would receive roughly the same rate quote. NAR said it will continue legislative advocacy efforts for the 21st Century Flood Reform Act until this long-term reauthorization and reform bill is enacted.

NAR Call for Action on Flood Insurance. TAKE ACTION NOW!

Posted by Taylor Thompson in Blog, Legal Updates, News, Uncategorized | 0 comments

Reauthorize the National Flood Insurance Program (NFIP) The National Association of REALTORS (NAR) needs your help to drive messages to Members of Congress urging them to support H.R. 2874, “The 21st Century Flood Reform Act." H.R. 2874 reauthorizes the NFIP and makes a number of critical improvements to the NFIP including increased funds for mitigation activities, caps on overall premium increases, improved claim and mapping processes, as well as removing hurdles for more private market participation in the flood insurance market. Reauthorization of the NFIP will help over 5 million (read more and TAKE ACTION)

New Advertising Standards provided by C.A.R.

Posted by Taylor Thompson in Legal Articles, Legal Updates, News, Uncategorized | 0 comments

This may affect you! AB 1650 (Sponsored by C.A.R.) Makes significant changes to the State’s Business and Professions Code. It expands what must be included in real estate-related advertising materials and creates uniform advertising standards across a variety of media and types.   Click Here for PDF outline of the new rules   Click Here for C.A.R.'s web page dedicated to the change 

How to teach teenagers about business? Buy’em a yogurt shop!

Posted by Taylor Thompson in Blog, News, Uncategorized | 0 comments

You may know NSDCAR REALTOR® member Leah Reynolds who has served as chair of the NSDCAR Oceanside District Council since 2015. Leah’s leadership with the Oceanside District Council motivated several dozen NSDCAR members to participate in a clean-up day at the Boys and Girls Club in San Marcos held in April. The NSDCAR volunteers used about 10 gallons of paint and repainted several interior rooms, including the Community Room, Computer Room and Game Room, as well as an exterior wall near the playground. “It’s important for REALTORS® to lead by example and demonstrate hands-on community involvement with a boots-on-the-ground volunteerism approach,” said Leah. Encore clean-up days are planned for Boys and Girls Club clubhouses in Oceanside and Vista this fall. “One of the NSDCAR board members, Kimberly Fell, contacted me about serving on the District Council,” said Leah. “She encouraged me to get involved with the District Council for Oceanside, which is where we lived for several years before we moved to Bonsall four years ago. It’s been a great experience and very enjoyable.” But did you know that Leah and her husband James bought a frozen yogurt shop in Bonsall so that their teenage kids could learn about how to be successful in business? It was February 2016 after the previous owners closed the doors on the yogurt shop at 5256 South Mission Road. “Our family frequented the shop when it was opened, it was a fun place for the locals to grab a sweet treat and kids from the dance studio to hang out,” said Leah. “My husband and I talked about it and we thought it would be good for the community if someone kept the place open. So, we decided that someone would be us.” “We reopened the shop March 2016 and renamed it Brain Freeze Froyo Bar. Then, we handed-over the operation of the store to our two oldest children, daughter Bailey (age 19) and son James (age 17). Hey, what better way to provide an education in life skills and critical thinking, plus teach the importance of ethics in business and customer service and relationships, than a hands-on experience like this. The experience for our kids has been priceless.” The Brain Freeze Froyo Bar is open from noon to 9 p.m. Mondays through Saturdays and from noon to 7 p.m. on Sundays.  “We still do Sunday dinner together before going off to work, whether it’s selling real estate or serving strawberry shortcake froyo topped with sprinkles.” Leah and husband James also are raising a third child, Charlie, age 10. This past Christmas, Charlie received a very special Christmas present, a car. “Charlie says he wants to grow up to be a mechanic, so we found a 1963 Chevrolet Biscayne that Charlie can work on to his heart’s delight. Don’t you think it would be better for a 10-year-old to work on a car instead of playing video games?” A San Diego native, Leah graduated from Torrey Pines High School in Del Mar (class of 1995). “My father was a broker so I grew up with real estate, licking envelopes and putting flyers on front porches,” said Leah, 40. “I knew eventually that I would work in real estate, it’s in my blood.” After high school, Leah earned a degree in merchandise marketing from the Fashion Institute of Design and Merchandising (FIDM) in Los Angeles.  “I lived at home throughout college and rode the train to L.A. to attend classes,” she said. “I started working in retail at age 15.” Leah worked at Nordstrom and Ann Taylor before spending 14 years managing the Sweetpea Children’s Shop in Del Mar. “I got my real estate license 14 years ago and I’ve been a full-time agent the past seven years.” Leah and her family live on 2.5 acres with an avocado grove. “We recently planted Montepulciano grapes,” she said. Those are grapes used to make Montepulciano d'Abruzzo, a red Italian wine from the Abruzzo region of east-central Italy. “We’re also big believers in the Cub Scouts and Boy Scouts,” Leah said. Son James spent five weeks this summer working as a counselor at the Boy Scout camp, Emerald Bay on Catalina Island. James is currently working on his Eagle project with a goal to earn Eagle in December. “Meeting new people and building lifelong relationships is the driving force of my business,” said Leah. “One of the reasons why I love real estate so much is because I’m helping families reach their goal of home ownership. It’s a very rewarding profession.” Leah said she appreciates NSDCAR because of the spirit of teamwork. “I love our Association because it’s where REALTORS® come together as one big team and we work together to build our local communities for the benefit of everyone. Plus, the staff is so personable and ready to answer any question they offer a strong support system. It feels good to be involved with NSDCAR, just like the taste of a large cup with cookies and cream, red velvet and peanut butter, all mixed together.” Yummy.

Carlsbad Begins Enforcement Of Sign Regulations

Posted by Taylor Thompson in Legal Articles, Legal Updates, News, Uncategorized | 0 comments

NSDCAR has been working closely with REALTORS®, active in Carlsbad, to address the enforcement of sign regulations in the city. So far, we have been unable to reach agreement on regulations that would allow for the placement of open house signs on public property during open house hours. In addition, there appears to be continued abuse, by a few members of the real estate industry, of the number of open house signs being placed; the hours they are on display; the fact that many signs are not related to an actual open house; and the fact that signs are illegally placed in public right-of-way. This has resulted in an increase in citizen complaints and as a result, effective April 17, the City of Carlsbad began an enforcement campaign based on “the letter of the law”. This means if your signs are placed in the public right-of-way; there are excessive numbers, or they are not directly associated with an open house, they will be removed. Continued violation could result in citations or legal action. Currently, the city is warning violators after the first violation, but then imposing a $100 fine for continued violations. We urge you to understand and follow the city sign regulations to avoid these actions. Unfortunately, the action by the City of Carlsbad is the result of continued abuse of city sign regulations. Please spread the word with your agents about complying with local sign regulations. NSDCAR and the Carlsbad REALTOR® working group will continue to address this issue. Please see the attached flyer that clearly explains where signs can be placed. Click Here to See Positioning Flyer

She is a strong advocate for Hippotherapy.

Posted by Taylor Thompson in Blog, News, Uncategorized | 0 comments

You may know NSDCAR REALTOR® member Marilee Lowe as a recent REALTOR® Award of Excellence recipient. She was honored for her longtime support of several community organizations in Fallbrook, her home for the past 33 years. Over the decades, Marilee has been involved with organizations that have helped disabled children and seniors. “It’s important for NSDCAR members to be involved in their communities,” Marilee said. But did you know that Marilee is a strong advocate in hippotherapy for children? Hippotherapy is horseback riding for handicapped children with various disabling neuromusculoskeletal medical conditions, including cerebral palsy, autism, spinal cord and brain injuries, Down syndrome, multiple sclerosis and other sensory integration dysfunctions. Hippotherapy literally means “treatment with the help of the horse” from the Greek word, “hippos” meaning horse. As a physical, occupational or speech and language therapy treatment strategy, hippotherapy can result in improved coordination, balance, muscle tone, body strength, sensory integration and self esteem. “The physical, mental, and emotional benefits of therapeutic horsemanship are many,” said Marilee. “The rhythmic motion and warmth of the horse stimulates and exercises the rider’s muscles increasing mobility. The riders can experience weight shift and trunk mobility as if they were walking on their own.” In 1985, Marilee became involved in REINS (Riding Emphasizing Individual Needs and Strengths), a non-profit therapeutic riding program based in Fallbrook. She served on the board from 1985 to 1989. When the program was close to closing in 1989, Marilee took it over and served as its volunteer administrator until 1995. “I moved the program here to Fallbrook, where it was wholeheartedly embraced by our community,” said Marilee, who is currently involved in REINS only as a donor. “I’ll never forget Jonathan who was a student at REINS,” said Marilee. “He was nearly three years old and had never said a word. He was autistic and uncommunicative. One day, he was riding on our bay mare named Heather and I was one of the side walkers. One of the commands for the horses are the words `walk-on.’ When one of us said, `Walk on Heather,’ Jonathan spoke up and repeated the words. It was perhaps the first words he had ever said in his life. It was a very emotional moment for all of us, especially his parents. When those things happen, you know that you’re making a difference and giving an opportunity for kids to blossom.” Marilee’s community involvement also has included serving on the board of directors for the Foundation for Senior Care, operators of a senior and adult day care center in Fallbrook. “I believe all members of our community deserve to be taken care of and honored and protected as needed,” said Marilee “This includes those who are advanced in years or disabled with some form of memory loss or dementia. These folks are looked after at the senior day care center. The Foundation also operates Care Vans which provide door-to-door transportation to seniors in need. Rides are provided to the day care center or grocery store or pharmacy or medical appointments. ” Marilee also is involved with two equestrian groups, the Fallbrook Riders Inc., and Vista Palomar Riders (VPR), two of the oldest horse clubs in California. She has served on the board of directors for both groups and currently serves as VP for the Fallbrook Riders. For VPR, Marilee recently organized a five-day ride and campout for about 50 members. The event was held at the Los Vaqueros Group Horse Camp at Cuyamaca Rancho State Park. She is hosting a similar event for the Fallbrook Riders at the same Cuyamaca park site in late August. “There are miles and miles of beautiful riding trials around Lake Cuyamaca and the Cuyamaca Mountains,” said Marilee. “It’s a wonderful get-away time. As you can tell, I love horses and working in real estate with equestrian properties. I fell in love with Trigger (Roy Rogers’ horse). My first horse was a Christmas present at age 7. Her name was Chopper.” Marilee appreciates the convenience of the NSDCAR office in Fallbrook. “I love my North County board because the office is local,” she said. “They are a wonderful resource. The staff always knows the answers to my questions, and they’re very helpful. I can stop by for a visit without traveling to the big city of Vista.”

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