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She is a strong advocate for Hippotherapy.

Posted by Taylor Thompson in Blog, News, Uncategorized | 0 comments

You may know NSDCAR REALTOR® member Marilee Lowe as a recent REALTOR® Award of Excellence recipient. She was honored for her longtime support of several community organizations in Fallbrook, her home for the past 33 years. Over the decades, Marilee has been involved with organizations that have helped disabled children and seniors. “It’s important for NSDCAR members to be involved in their communities,” Marilee said. But did you know that Marilee is a strong advocate in hippotherapy for children? Hippotherapy is horseback riding for handicapped children with various disabling neuromusculoskeletal medical conditions, including cerebral palsy, autism, spinal cord and brain injuries, Down syndrome, multiple sclerosis and other sensory integration dysfunctions. Hippotherapy literally means “treatment with the help of the horse” from the Greek word, “hippos” meaning horse. As a physical, occupational or speech and language therapy treatment strategy, hippotherapy can result in improved coordination, balance, muscle tone, body strength, sensory integration and self esteem. “The physical, mental, and emotional benefits of therapeutic horsemanship are many,” said Marilee. “The rhythmic motion and warmth of the horse stimulates and exercises the rider’s muscles increasing mobility. The riders can experience weight shift and trunk mobility as if they were walking on their own.” In 1985, Marilee became involved in REINS (Riding Emphasizing Individual Needs and Strengths), a non-profit therapeutic riding program based in Fallbrook. She served on the board from 1985 to 1989. When the program was close to closing in 1989, Marilee took it over and served as its volunteer administrator until 1995. “I moved the program here to Fallbrook, where it was wholeheartedly embraced by our community,” said Marilee, who is currently involved in REINS only as a donor. “I’ll never forget Jonathan who was a student at REINS,” said Marilee. “He was nearly three years old and had never said a word. He was autistic and uncommunicative. One day, he was riding on our bay mare named Heather and I was one of the side walkers. One of the commands for the horses are the words `walk-on.’ When one of us said, `Walk on Heather,’ Jonathan spoke up and repeated the words. It was perhaps the first words he had ever said in his life. It was a very emotional moment for all of us, especially his parents. When those things happen, you know that you’re making a difference and giving an opportunity for kids to blossom.” Marilee’s community involvement also has included serving on the board of directors for the Foundation for Senior Care, operators of a senior and adult day care center in Fallbrook. “I believe all members of our community deserve to be taken care of and honored and protected as needed,” said Marilee “This includes those who are advanced in years or disabled with some form of memory loss or dementia. These folks are looked after at the senior day care center. The Foundation also operates Care Vans which provide door-to-door transportation to seniors in need. Rides are provided to the day care center or grocery store or pharmacy or medical appointments. ” Marilee also is involved with two equestrian groups, the Fallbrook Riders Inc., and Vista Palomar Riders (VPR), two of the oldest horse clubs in California. She has served on the board of directors for both groups and currently serves as VP for the Fallbrook Riders. For VPR, Marilee recently organized a five-day ride and campout for about 50 members. The event was held at the Los Vaqueros Group Horse Camp at Cuyamaca Rancho State Park. She is hosting a similar event for the Fallbrook Riders at the same Cuyamaca park site in late August. “There are miles and miles of beautiful riding trials around Lake Cuyamaca and the Cuyamaca Mountains,” said Marilee. “It’s a wonderful get-away time. As you can tell, I love horses and working in real estate with equestrian properties. I fell in love with Trigger (Roy Rogers’ horse). My first horse was a Christmas present at age 7. Her name was Chopper.” Marilee appreciates the convenience of the NSDCAR office in Fallbrook. “I love my North County board because the office is local,” she said. “They are a wonderful resource. The staff always knows the answers to my questions, and they’re very helpful. I can stop by for a visit without traveling to the big city of Vista.”

She stopped traffic on Interstate 5 to save ducks!

Posted by Taylor Thompson in Blog, News | 0 comments

Elyse also chaired the NSDCAR’s YPN (Young Professionals Network) group for two years (2014-2016). Since 2015, she has served as a California Association of REALTORS® (C.A.R.) Director on behalf of NSDCAR. “Getting involved on a state level has been very rewarding,” said Elyse. “It takes time away from your business and home life but its all worth it. The education, the connections you make with fellow real estate industry professionals and the overall sense that you're making a difference.” But did you know that Elyse once ran in front of cars and stopped traffic at Interstate 5 and Manchester Avenue to protect a family of ducks? “Animals are my passion, and I've felt that way since as long as I can remember,” said Elyse. “A couple of years ago, I was all dressed-up and on my way to a dinner riding in a friend’s car when I saw a mother duck and her ducklings walking across the freeway. I yelled at my friend to stop the car. I ran in front of cars and stopped traffic while I guided the ducks back to San Elijo Lagoon.” Elyse, 28, is an active volunteer with several community organizations. “It’s really important for REALTORS® to give back in the communities where we work,” she said. She has volunteered with the Spay and Neuter Action Project (SNAP), a purpose-driven, 501(c)(3) charitable organization offer low-cost spay and neuter services in San Diego. She also has been involved with SNAP's Neuter Scooter Bus, a full-service mobile clinic staffed by accredited veterinarians who specialize in spaying and neutering cats and dogs. Elyse also has volunteered for the Feral Cat Coalition, a non-profit organization dedicated to reducing the suffering and overpopulation of feral and abandoned cats through a trap-neuter-return (TNR) process. “We trap, neuter and then return feral cats to their outdoor homes where they are monitored by caretakers,” said Elyse. Elyse also has volunteered for the Community Resource Center (CRC), a nonprofit organization that works to end hunger, homelessness and domestic violence in North County San Diego. CRC’s programs include a domestic violence emergency shelter, hotline and prevention-education outreach, a therapeutic children’s center, professional counseling, legal advocacy, food and nutrition distribution center, homelessness prevention and rental and housing assistance. “All of CRC’s programs are designed to assist participants to successfully navigate their paths of safety, stability and self-sufficiency,” said Elyse. “I’ve been helping CRC since I was a freshman in high school. I help at their Encinitas facility in the Food Distribution Center, which is similar to a mini-grocery store.” An Encinitas native, Elyse graduated from La Costa High School (class of 2007). She then graduated from San Diego State University in 2011 with a bachelor’s degree in marketing and media studies. While in college, she worked as a nanny for a North County family. After college, Elyse said she took several month-long trips throughout Europe and Asia. Among her favorite spots: Venice in Italy, Mykonos in Greece and Thailand. “I love to travel, especially traveling solo, which was new for me this year,” said Elyse. By herself, in January of this year, she visited eight countries, including Great Britain, the Netherlands, Germany, Austria, Switzerland, Greece, Italy, France and Ireland. “You learn a lot about yourself when you travel,” Elyse said. “I’ve always lived in the North County, but it’s fun to travel and see the rest of the world.” In May 2011, Elyse had a life-changing dinner with Susie Nancarrow, who operates a real estate company where Elyse works. “I’ve known Susie my entire life,” said Elyse. “My mom used to take Susie's exercise classes at Frog’s in Encinitas and me and her three kids were in daycare there. Susie invited me to dinner. I had just, graduated from college and I was unsure about what I was going to do in life. At her house, I kept asking Susie a bunch of questions about real estate. Finally, she said, `Why don’t you use your marketing degree, work for me in my office and earn your real estate sales license?’ Right then, I decided on a career in real estate. The next day I signed up for the classes and ordered the books. Learning the business with Susie as my mentor has made all the difference in the world for my success.” Elyse earned her license in October 2012, and earned her broker's license in December 2016. Last September, Elyse, Susie and her 27-year-old daughter Hannah hiked Mt. Whitney, the highest summit in the lower 48 states. It took them 15 hours to climb the 22 miles to the 14,505-foot peak. This Labor Day, the trio plan to climb Half Dome, a granite dome at Yosemite National Park in California. Elyse’s other hobbies include yoga, tennis and playing the guitar. “I am honored to represent NSDCAR as a C.A.R. Director and be involved in the Association,” said Elyse. “NSDCAR is the best-ever Association. Our Association stands behind the members and offers outstanding educational classes so that our members can keep up with all the changes and still have jobs 10 and 15 years from now.”

Her airplane crash hasn’t stopped her from flying.

Posted by Taylor Thompson in Blog, News | 0 comments


  You may know NSDCAR REALTOR® member Jan Ryan as a member of NSDCAR’s board of directors as an at-large member. After joining the board in 2016, Jan was recently reelected for a second two-year term through 2019. The Ramona resident previously served on NSDCAR’s Grievance Committee before becoming an NSDCAR board member. She also has served as a director with the Ramona Real Estate Association. But did you know that Jan has gone skydiving nearly every chance she gets for the past three years? “It’s exciting, thrilling and lots of fun,” she said. “I have made about 160 jumps, most of the time at Skydive San Diego in Otay Mesa. The first time I packed my own parachute, it didn’t open, so I had to pull my reserve chute.” Last month, on her birthday, Jan and her daughter Tori jumped out of a hot-air balloon at about 7,500 feet (click here to see video, https://youtu.be/0F-kPtiE1x4). A few years back, Jan also took her mom skydiving on her 80th birthday. When she’s not serving real estate clients, skydiving is not Jan’s only recreational activity. Last summer, she learned scuba diving with her children (their favorite dive spot is Key Largo, Florida). Jan also flies airplanes. In 2003, she earned her private pilot’s license along with husband Jeff Gan and son Ryan Vernazza. Together, their flight plans have included trips from Ramona to a variety of locations, including the Grand Canyon, Sand Point in Idaho, Palm Springs, Sedona in Arizona and Loreto in Mexico, as well as Central and Northern California to visit Jan’s mom in Redding. In 2006, on a planned long-distance solo instrument flight from Ramona to Redding, Jan’s plane’s engine sputtered and coughed dark plumes of smoke at 7,000 feet, about 13 miles over the Pacific Ocean near Monterey. For the next several miles, the engine would run a bit, smoke and then flare back up. Oakland’s air traffic controllers gave Jan two options, either ditch the plane in the ocean or head towards Monterey 20 miles away. She chose Monterey. When she popped out of the clouds approaching the Monterey airport, facing a 22-knot crosswind, she was greeted by a number of emergency vehicles crowding the small runway. “I followed all my emergency training which saved my life,” said Jan. “After the landing, the plane was damaged by the oil spilling out of the exhaust. The mechanic later showed me the piston and it was destroyed. But, that incident didn’t stop me from flying. I still enjoy it immensely.” Jan began selling real estate in 1977, and earned her broker’s license in 1981. Jan and Jeff have lived in Ramona since 1988 and opened Ryan Gan Real Estate in 1990. In 1996, they bought a RE/MAX franchise, calling it RE/MAX Direct. Jan and Jeff recently celebrated their 25-year wedding anniversary. “I go by my maiden name, otherwise, my name would be Jan Gan,” said Jan. Their three adult children also work in the real estate industry, including daughter Kelly Coleman with a brokerage, son Ryan Vernazza with a bank’s lending division lending division and daughter Tori Gan with a mortgage company. Jan and Jeff have four grandchildren. Jan was a member of another large local REALTOR® Association for 25 years before joining NSDCAR. “The other Association is no longer member driven and I felt disenfranchised by them, so I switched to NSDCAR,” Jan said. “Our North County Association is so much better. We keep the members as our number one focus. The staff is amazing and their customer service is excellent.” Jan also attended NSDCAR’s recent “Conversations” event. She said it was impressive. Chris Voss, author and former FBI hostage negotiator was the keynote speaker. “I’ve gone to a lot of seminars and actually quit going because I never learned anything, but Conversations was different,” she said. “I loved the FBI negotiator speaker. I learned new negotiation techniques and strategies that I’m now using in my everyday business.”

Median Home Price is Now $530,000

Posted by Christina Camps in Blog | 0 comments

  The local real estate market remains one of the 10 hottest markets in the nation, although there appears to be no end in sight for the inventory shortage, according to reports from various industry sources. The market will likely remain very challenging for would-be buyers throughout the summer. According to www.Realtor.com, the National Association of REALTORS® (NAR) official website, San Diego was the 10th “hottest” real estate market in June with the typical home taking just 37 days to sell. San Diego was one of the five California markets on the list. The Vallejo-Fairfield area in northern California led the list. Nationally there were 11 percent fewer homes on the market in June than during the same month last year, marking 24 consecutive months of year-over-year inventory declines, according to NAR. Nationwide, a typical home was on the market 60 days. In 80 percent of markets there are fewer homes for sale currently than this time last year, NAR said. Meanwhile, the San Diego County median home price hit $530,000 in May, according to real estate tracker Core-Logic. The new higher number represents an 8.2 percent increase in a year. For all of Southern California, the median home price in May was up 7.1 percent year-over-year, bringing the median to $492,000. The largest increase was in San Bernardino County, at 8.8 percent, to a median price of $310,000. It was followed by San Diego County with the 8.2 percent increase; Riverside County with a 7.9 percent increase for a median of $356,000; Ventura County with a 7.1 percent increase for a median of $553,750; Los Angeles County with a 6.8 percent increase for a median of $560,500; and Orange County with a 6.7 percent increase for a median of $695,000. High demand from home buyers and a limited supply of homes for sale are the main ingredients in the recipe for rising home prices, according to Zillow. Three factors are driving demand, including millennials are aging into home ownership, the labor market is booming and wages are growing. Indeed, some economists are wondering about a possible housing bubble since home prices are rising faster than inflation. Since demand is exceeding supply and financing is available, there seems to be nothing right now to prevent prices from continuing their upward trend. According to the latest Market Pulse Survey from the California Association of REALTORS® (C.A.R.), market conditions remained positive, but some REALTOR® expectations are beginning to decline. While fewer properties sold above asking price, the market remained competitive as multiple offers inched up in May from April. C.A.R. said the share of homes selling above asking price was down from 38 percent a year ago to 35 percent in May 2017, while the share of properties selling below asking price was unchanged at 34 percent. The remaining 31 percent sold at asking price, up from 27 percent in May 2016. Also, C.A.R. said 70 percent of properties sold in May received multiple offers, up from 68 percent in May 2016. The share of properties receiving three or more offers in May was 44 percent, compared to 46 percent a year ago. C.A.R. also said a lack of available inventory continued to be at the top of the list of concerns for REALTORS®, with 41 percent indicating it as their biggest concern. Declining housing affordability and high-interest rates concerned 23 percent of REALTORS®, while inflated home prices-housing bubble was cited by 21 percent of REALTORS®. The economy, lending and financing, and policy and regulations rounded out REALTORS®’ remaining biggest concerns. Finally, some analysts believe the economy is growing due to improved local labor conditions, rising prices of local stocks and stronger measures of U.S. consumer confidence due to President Trump’s business-friendly policies. Survey company Gallup said consumer spending in the U.S. rose was $103 a day in June, the best performance for the month since 2008. The daily spending in May was $104. Gallup said Americans' reported daily spending has averaged $100 or more since February -- the longest stretch of triple-digit spending averages since 2008. Spending in July is likely to hold at its current level, because in most years over the past decade, Gallup has recorded figures for July that were within $3 of June's average. The June results were based on more than 15,000 interviews conducted as part of Gallup daily tracking throughout the month. Gallup asks Americans each night to report how much they spent the previous day, excluding spending on normal household bills and major purchases, such as a home or car. The measure gives an indication of discretionary spending.


Posted by Christina Camps in Blog, Member Updates, News | 0 comments


Eligible Voters: 5092 (Total ballots issued)

Quorum Requirement: 255 (5% set by Bylaws)

Total Ballots Cast: 935

Percent vote return: 18%

Invalid Ballots: 85 (opened, but not completed)

District Eligible Voters Quorum Requirement Ballots Cast % Voted
Bylaws Amendment 4935 247 913 19
Central Coast 1513 76 299 20
Inland 571 29 146 26
South Coast 1263 63 173 14
Tri Cities 702 35 155 22
Out of Area 657 33 94 14
AP/AFF 386 19 70 18
At Large 4706 235 865 18
TOTAL 5092 255 935 18

2018/2019 DIRECTORS Elected to terms expiring as indicated

Director, At Large:  Tasha Manzano (term begins 1/1/2018-12/31/2019)

Director, South Coast:  David Cabot (term begins 1/1/2018 -12/31/2019)

Director, South Coast:  Lily Zhou (term begins 1/1/2018- 12/31/2018)

Director, Central Coast:  Dana Whittaker (term begins 1/1/2018-12/31/2019)

Director, Tri Cities:  Jianni Bernard (term begins 1/1/2018-12/31/2019)

Director, Inland:   Carolyn D’Agosta (term begins 1/1/2018-12/31/2019)

Director, Out of Area:  Jan Ryan (term begins 1/1/2018-12/31/2019)

Director, Associated Professional:  Stan Stark (term begins 1/1/2018-12/31/2019)

2017 DIRECTORS Continuing in 2018

Director, Central Coast: Bill Richard (term  1/1/2016 – 12/31/2018)

Director, Tri Cities: Carol Farrar (term 1/1/2016-12/31/2018)

Director, Inland:  Kevin Williamson (term 1/1/2016-12/31/2018)

Director, At-Large: Raylene Brundage (term 1/1/16-12/31/2018)

Director AP, Stan Stark (term 1/1/2016-12/31/2017)

Immediate Past President: Mike Carunchio (term 1/1/2018-12/31/2018)

NAR DIRECTORS Continuing on Board with term expirations as indicated

Director, NAR Rep: Marie Jebavy (term expires 12/31/2018)

Director, NAR Rep: Bob Pahlke (term expires 12/31/2019)

* Discrepancy from total quorum due to rounding

Think of her when you hum the theme from “Hawaii Five-O.”

Posted by NSDCAR in Blog, News | 0 comments

Jami Besecker, Keller Williams Realty You may know NSDCAR REALTOR® member Jami Besecker as this year’s chair of NSDCAR’s Grievance Committee. The Grievance Committee receives ethics complaints and arbitration requests and determines whether a complaint, on its face, merits a formal hearing on the matter by a panel of the Professional Standards Committee. The purpose of the Grievance Committee is to provide a preliminary review and screening process. The committee is similar to a grand jury's function within the judicial system. Jami has served on the Grievance Committee since 1994. She also served for 10 years (1984-1994) on NSDCAR’s Professionals Standards Committee. The Professional Standards Committee hears complaints in matters of ethics and conduct mediation and arbitration hearings. But did you know that Jami is a member of an outrigger canoe club? “Just hum the theme to the Hawaii Five-O TV show and you’ll get the idea,” said Jami. For the past 15 years, Jami has been as an active member of the Kupa'a Mau Outrigger Canoe Club (KMOCC) located at Marine Corps Base, Camp Pendleton. The name Kupa'a Mau is the Hawai'ian translation of the U.S. Marine Corps motto Semper Fidelis, Latin for “Always Faithful.” Outrigger canoe paddling is the official state sport of Hawaii. “The paddling community always has a lot of fun,” said Jami. “We share a love of the ocean and an interest in experiencing the Polynesian culture and that aloha spirit. Our club is one of 28 clubs within the Southern California Outrigger Racing Association, which includes Southern California, Arizona and Nevada. Our teams regularly compete up and down the state and in Hawaii.” Jami also is a runner. She clocks between 15 and 20 miles weekly, running five mornings a week along the South Carlsbad State Beach campground. “It’s a beautiful beach, especially with the new stairways that leads to the beach,” she said. “The camp hosts and workers are my morning family.” Jami said she has competed in the Carlsbad Half Marathon for the past 13 consecutive Januarys and normally attends the annual Thanksgiving Day O’side Turkey Trot 10k. On Saturday morning, June 17, Jami plans to compete in the 4th annual San Diego County Fair 5k on a behind-the-scenes 3.1-mile course through the Del Mar Fairgrounds. “I like to run for exercise and it keeps me motivated, plus I like to eat,” Jami said. Jami grew up in Pennsylvania and is a diehard Pittsburgh Steelers NFL fan. She met her husband Ken while attending Indiana University of Pennsylvania in Indiana, Penn. “The next day after we were married (in April 1977), we headed west to live in San Diego as Ken got a job at NCR in Rancho Bernardo,” Jami said. “Ken built the system for the French to run their lottery system. We had planned to stay here for just a couple of years. Of course, that was 40 years ago.” Jami and Ken have two grown children, son Kyle who lives in Huntington Beach and works in computer technology (like his dad), and daughter Lindsey, who lives in Vista with her husband Greg and recently blessed the family with their first granddaughter, Avery Winnie Ball. “She’s the joy of Jami and Ken's life,” said Jami. Upon their arrival in California as newlyweds back in 1977, Jami was planning a career as an art teacher. “It was right before Proposition 13 passed. As a result, arts and music were among the first budget items to cut,” said Jami. (On June 6th, 1978, nearly two-thirds of California's voters passed Prop. 13, reducing property tax rates on homes, businesses and farms.) “My husband Ken saw a help-wanted ad in the newspaper for real estate. The ad read `Earn and Learn.’ So, I signed up and I’ve never looked back.” Jami earned her real estate license in 1978. She became a broker in 1982. “My broker number starts with zero-zero,” Jami said. “Yep, I’ve been around for a while.” She specializes in properties in Carlsbad, Leucadia, Encinitas, Oceanside, Vista , San Marcos, Escondido, Solana Beach and Carmel Valley. She has experience in 1031 exchanges, investment properties, VA, FHA, short sales and REOs. “I have seen the North County blossom to what it is today, the growth has been tremendous,” Jami said. “I have to say I am enjoying the business now more than ever,” said Jami. “After 40 years nonstop in the same career, I do not know not many people who can attest to that. I was blessed to find work where I can help clients achieve home ownership, create solid investments and sell the largest asset a family can have and having a great ride while doing so. I always advise anyone who will listen, `when you find a good realtor hang onto them, together you can have great long term journey.’” Jami is a stronger supporter of NSDCAR. “Our Association is in good hands because our members adhere to high standards of moral conduct and ethical conduct in real estate business practices. We stand for competency, fairness and high integrity. I’m proud to be a member.”

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